Make her feel special - Consider your woman and what she would make her feel special. Stumped? Out of the Blue Delivered asked women what their ideal Valentine's Day gift would be and the top three answers were peace and quiet, relaxing bath products and chocolate goodies (jewelry was fourth). If your budget allows, send her off for a luxurious spa day. If not, create one for her. Put a "Spa" sign on the bathroom door, run a hot bath with bath salts or oil, turn on some relaxing music, light a candle or two, add a glass of wine and her favorite treat and leave her to soak in the peace and quiet. For extra points, warm her towels and robe in the dryer, give her a yummy body cream, give her a full body massage, paint her toes, bring her dinner in bed. She will appreciate the thoughtfulness and the work you put into making her feel loved and special!
You may be surprised to find out just what can lower your credit score. For instance, going to the spa which you might assume is a sign that life is going well and you are treating yourself, is actually seen as a sign of stress. Buying alcohol or going to a bar (girls night out?) is a trigger, because the motivation might be that you have loss your job or are stressed by financial issues.